The Best Credit Cards for Earning Miles and Travel Rewards in the Philippines

The Best Credit Cards for Earning Miles and Travel Rewards in the Philippines

Achieve your travel goals faster through these credit cards.
by Ina Louise Manto | July 22, 2026

Contrary to the common misconception, owning a credit card doesn’t automatically mean falling into debt. When used responsibly—by paying your balance in full and on time—it can be a valuable financial tool that comes with plenty of perks. Depending on the card, you can earn cashback on everyday expenses, enjoy exclusive discounts, or accumulate travel miles that can be redeemed for flights, hotel stays, and other travel rewards. If you’re a frequent flyer or simply planning your next getaway, these travel credit cards can help you reach your travel goals faster while making every purchase count.

Metrobank Travel Signature Visa

Who is eligible for it?

The Metrobank Travel Signature Visa may be applied for by anyone who is:

Aged 18 to 70 years old
With an annual income of PHP 700,000
At least six months employed as a regular employee
A principal cardholder with another bank for at least nine months with a credit limit of at least PHP 150,000

How to earn miles: Get 1 mile for every PHP 30 spent on all purchases.

Lounge access: Unlimited local lounge access at PAGSS and Plaza Premium.

Forex fee: 1.68% Forex Fee on in-store and online foreign currency spend.

Annual Membership Fee: PHP 5,500

Other benefits

Free travel insurance for both local and international trips
24/7 Visa Concierge

Find more details about this credit card here.

Metrobank World Mastercard

Who is eligible for it?

The Metrobank World Mastercard may be applied for by anyone who is

Aged 18 to 70 years old
With an annual income of PHP 700,000
At least six months employed as a regular employee
A principal cardholder with another bank for at least nine months with a credit limit of at least PHP 150,000

How to earn miles: Earn 1 Air Mile for every PHP 17 spent in forex, online, and hotel stays, and PHP 50 spent on other purchases.

Lounge access: Two (2) complimentary lounge access to DragonPass airport lounges.

Forex fee: 1.85% Forex Fee on in-store and online foreign currency spend.

Annual Membership Fee: PHP 6,000

Other benefits

Free two supplementary credit cards with a free-for-life annual fee
Local airport lounge access (NAIA Terminal 1, NAIA Terminal 3, Davao International Airport, and Puerto Princesa International Airport)

Find more details about this credit card here.

EastWest Singapore Airlines KrisFlyer World Mastercard

Who is eligible for it?

The EastWest Singapore Airlines KrisFlyer World Mastercard credit card may be applied for by:

Anyone who is at least 21 years old
Has a minimum gross annual income of PHP 2,600,000
Has a residence landline or mobile phone and business landline
Resides or has a business address within Metro Manila, Cavite, Laguna, Bulacan, Rizal, Batangas, Cebu, Tarlac, Pangasinan, Benguet, Pampanga, Zambales, Davao del Sur, Davao del Norte, Misamis Oriental, Iloilo, Albay, Camarines Sur, Negros Occidental, Ilocos Norte, La Union, Nueva Ecija, Isabela, Agustan del Norte, Cagayan, Leyte, Maguindanao, Lanao del Norte, South Cotabato, North Cotabato, Misamis Occidental, Samar, and Sorsogon.

How to earn miles: 1 KrisFlyer Mile every PHP 12 spent on Singapore Airlines, Scoot, KrisShop, travel agencies, hotels, resorts, and cross-border; every PHP 78 on local essential spend.

Forex fee: 1.70% Forex Rate

Lounge access: 10 complimentary lounge access in over 1,300 airport lounges globally and Plaza Premium Group, including one companion

Annual Membership Fee: PHP 5,000 for the Principal Card

Other benefits:

Up to nine (9) supplementary cards, with the first one free for life
0% interest for high-ticket purchases on select items at partner establishments
Up to PHP 20 million travel, accident, and inconvenience insurance

Find more information about this credit card here.

EastWest Singapore Airlines KrisFlyer Platinum Mastercard

Who is eligible for it?

The EastWest Singapore Airlines KrisFlyer Platinum Mastercard credit card may be applied for by:

A Filipino citizen or local resident foreigner
Must be at least 21 years old
Has a minimum gross annual income of PHP 1,200,000
Has a residence landline or mobile phone and business landline
Resides or has a business address within Metro Manila, Cavite, Laguna, Bulacan, Rizal, Batangas, Cebu, Tarlac, Pangasinan, Benguet, Pampanga, Zambales, Davao del Sur, Davao del Norte, Misamis Oriental, Iloilo, Albay, Camarines Sur, Negros Occidental, Ilocos Norte, La Union, Nueva Ecija, Isabela, Agustan del Norte, Cagayan, Leyte, Maguindanao, Lanao del Norte, South Cotabato, North Cotabato, Misamis Occidental, Samar, and Sorsogon.

How to earn miles: 1 KrisFlyer Mile every PHP 18 spent on Singapore Airlines, Scoot, KrisShop, travel agencies, hotels, resorts, and cross-border; every PHP 88 on local essential spend.

Forex fee: 1.70% Forex rate

Lounge access: 4 complimentary lounge access in over 1,300 airport lounges globally and Plaza Premium Group, including one companion

Annual Membership Fee: PHP 4,000 for the Principal Card

Other benefits:

Up to nine (9) supplementary cards, with the first one free for life
0% interest for high-ticket purchases on select items at partner establishments
Up to PHP 20 million travel, accident, and inconvenience insurance

Find more information about this credit card here.

RCBC Airmiles Visa Signature

Who is eligible for it?

The RCBC Airmiles Visa Signature credit card may be applied for by:

An individual who is 21 to 70 years old
Must have a mobile number and landline in their place of work

How to earn miles: Earn 1 Signature Airmile for every PHP 25 spent overseas and 1 Signature Airmile for every PHP 48 spent locally.

Forex fee: 1.70% standard forex rate. However, there is an ongoing promo of 1.50% foreign conversion fee on all foreign currency transactions until December 31, 2026.

Lounge access: Complimentary Priority Pass membership with 4 free lounge visits per year

Annual Membership Fee: PHP 5,500, waived for the first year